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I came here to study canada med store Regardless of the low returns, the ownership of target-date funds soared 27 percent this year to more than a half-trillion dollars, largely because the funds became the government-backed investment option for 401(k) plan sponsors. The means workplace plans can fulfill Department of Labor rules by offering them. Under those rules, employees who do not elect an investment will be auto-enrolled unless they opt out of contributing a portion of their paycheck to the retirement plan.

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