Pleased to meet you cheap medication Pet insurance is right for the Seversons. Maverick had a large lump appear on his head overnight. After trips to the veterinarian and procedures like CT Scans and biopsies, they’re staring at a $3,600 bill. Because they have $40 per month pet insurance, they’ll be reimbursed 65 to 70 percent of that cost. Some pet insurance companies offer plans that cover emergencies and accidents starting at $8 to $10 per month.